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Opening a share account activates your membership and establishes your share of ownership in First Choice. With a minimum $25 deposit, the so-called par value of a share, your share account preserves your membership throughout your relationship with First Choice. And, much like stocks that represent ownership in a public corporation, your shares earn dividends, which are declared and paid quarterly to your account.

To complement your regular savings account, we offer an array of value-adding services.

  • Free 24-hour ATM access* at First Choice and participating credit union locations
  •  Tele-Trans Audio Response, which provides 24-hour access to your account information via telephone
  • Quarterly e-statements transmitted via secure server to your e-mail address
  • Web Banking, allowing you to access your account from anywhere in the world via Internet
  • If available from your employer, direct deposit of your pay into your account
  • Payroll deduction and automatic transfers for First Choice loan payments

*Cash withdrawals from non-participating ATMs may incur a service charge from that financial institution. To find institutions that will accept your First Choice card, look for ATMs bearing these logos: Easy Street (no fee), Money Belt, Plus, Cirrus, Discover, Master Card, VISA®, Money Pass (no fee).

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