Like regular checking, our special checking account requires no minimum balance to open or maintain. However, as a dividend-bearing account, special checking does have a $2.00 per month maintenance fee.

In addition, as a special checking account holder you can apply for a VISA^® check card* to extend your banking and point-of-sale transaction capabilities. With your VISA^® check card you can make purchases at any merchant who accepts Visa and you can withdraw cash 24/7/365 at any First Choice, Easy Street or Money Pass ATM at no charge.*

Special checking statements are issued monthly. Sign up for e-statements and receive your statement via e-mail over our secure server.

To further complement your special checking account, we offer an array of value-adding services.

• Free 24-hour ATM access at First Choice and participating credit union locations
• Tele-Trans Audio Response, which provides 24-hour access to your account information via telephone 
• Web Banking, allowing you to access your account from anywhere in the world via Internet
• If available from your employer, direct deposit of your pay into your account
• Payroll deduction and automatic transfers for First Choice loan payments