Ask most people to name the most emotional, exciting and stressful purchase they’ve made or intend to make and more than likely the answer is a new home.
At First Choice, we understand that buying a new home is stressful. But financing that new home doesn’t have to be. Our loan services staff has years of experience in assisting homebuyers navigate the borrowing process. Even before you make the first offer or sign the final sales contract, we are here to help answer any questions you may have concerning any aspect of home financing. And we will guide you through the review and approval process to ensure that all documents are in order and properly recorded so that the closing goes as smoothly as possible.
Our mortgage loan offerings include:
- Purchase and equity 1st mortgages on unimproved property
- Purchase and equity 1st mortgages on primary residences
- 2nd mortgages on primary residences
- Home equity lines of credit on primary residences.
All property, improved and unimproved must be located in the state of Tennessee to be considered for a loan.*
Like all loans that we offer, our real estate loan rates reflect the general economic climate and the local competitive real estate lending market. The applicable interest rate, terms and closing costs vary depending on the type of real estate offered as security and whether we are financing a first or second mortgage. Call loan services for complete details.
*Nonmembers are welcome to apply for any loan; however, you must meet membership eligibility requirements. |