"Do I have enough life insurance?"

"How about long-term disability?"

"What will happen if I die or I am disabled?"

"Who will take care of my outstanding debt? My wife? Kids?"

Most people don’t really like to think about insurance and they especially don’t like to think about death or disability. Yet, these are all facts of life. At First Choice, we don’t want you to have to think about these things either, at least not as they relate to your loans with us. That’s why we offer credit life insurance and credit disability insurance for qualifying loan applicants.

What are credit life and credit disability? Credit life insurance pays off your loan in the event of your death so that your surviving spouse or family won’t be saddled with the extra burden of repaying your loans. Credit disability insurance makes your loan payments while you are out of work due to injury or major illness. Thus, it helps protect your credit rating and the assets that secure your loan while easing the burden on your household finances during your time away from work.

Both types of insurance are inexpensive, adding only a few dollars to your monthly payment. That doesn’t seem like very much compared to peace of mind.

Contact loan services for details or visit CUNA Mutual on the web. Some restrictions, exclusions and limitations apply.