Share certificates are a great way to earn higher dividends on your investment dollars while preserving your capital.
First Choice offers fixed-rate automatically renewing
certificates for six months, 12 months, 18 months, 24 months and 36 months for a minimum $1,000 investment. Your dividends
can be paid at maturity, deposited monthly into your First Choice savings or checking account or, for maximum yield,
deposited back into your share certificate (monthly compounding).
We also offer a special 18-month rate climber variable rate certificate. This unique product allows you to take
advantage of rising interest rates by exercising your one-time option to lock in a higher rate if we increase our dividend
rates during the term of the certificate.