First Choice
First Choice
 
 





Loan Rates  

Consumer Fixed Rate Loans as of  2/1/2017
  APR*
New Auto (2012-2017) up to 36 months 2.49%
New Auto (2012-2017) up to 66 months 2.69%
New Auto (2012-2017) up to 75 months 2.89%
Luxury New Auto (2012-2017) up to 84 months Call
   
Used Auto (2007-2011) up to 36 months 3.49%
Used Auto (2007-2011) up to 66 months 3.69%
Used Auto (2007-2011) up to 75 months 4.29%
Luxury Used Auto (2007-2011) up to 84 months Call
   
New RV, Boat, Farm Equip (2012-2017) up to 66 months 2.89%
New RV, Boat, Farm Equip (2012-2017) up to 75 months 2.89%
New RV, Boat, Farm Equip (2012-2017) up to 84 months Call
New RV, Boat, Farm Equip (2012-2017) up to 120 months Call
   
Used RV, Boat, Farm Equip (2007-2011) up to 66 months 3.89%
Used RV, Boat, Farm Equip (2007-2011) up to 75 months 3.89%
Used RV, Boat, Farm Equip (2007-2011) up to 84 months Call
Used RV, Boat, Farm Equip (2007-2011) up to 120 months Call
   
Used Auto (2006 and older) up to 36 months 5.45%
Used Auto (2006 and older) up to 60 months 5.65%
Used RV, Boat, Farm Equip (2006 and older) up to 36 months 5.45%
Used RV, Boat, Farm Equip (2006 and older) up to 60 months 5.65%
   
First Mortgage (purchase and equity) - up to 15 years Click Here
First Mortgage (purchase and equity) - up to 30 years Click Here
Home Equity (2nd Mortgage) Click Here
Mobile Homes with real property - up to 15 years Click Here
Unimproved Property Click Here
Home Equity Line of Credit Click Here
   
Your Choice Signature Loan - 12 months/$1200.00 6.50%
Your Choice Signature Loan - 24 months/$2400.00 7.50%
Your Choice Signature Loan - 36 months/$3600.00 8.50%
Your Choice Signature Loan - 48 months/$4800.00 9.90%
Signature Loan 11.50%

 

Consumer Variable Rate Loans as of 08/16/2011
  APR*
Line of Credit 11.50%
Share Secured Loan 2.5 percentage points above base share rate
Certificate Secured Loan 2.5 percentage points above base certificate rate

 

VISA Credit Card
  APR*
VISA Credit Card 9.90%

* Annual Percentage Rate.

Other rates and terms are available based on the amount of the loan and credit history. Credit subject to approval. Terms, conditions, and loan amounts are at the discretion of the credit union's loan officer. Longer terms may be available for luxury RVs. Contact loan services for complete details on all loans.

All rates are subject to change without notice. For our VISA credit card, notice will be given 45 days before the effective rate change.

 

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