First Choice Community Credit Union
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First Choice Supports University of Tennessee FUTURE Program

UT FUTURE Program Students in the University of Tennessee FUTURE program are getting a free education in how to manage their money. First Choice Community Credit Union is working with Banzai, a national award-winning financial literacy program, to make the financial curriculum available to area schools in the greater-Knoxville area.

"Banzai is a web-based financial literacy program. Students get their own accounts, and they work through assignments that are based on real life," Morgan Vandagriff, co-founder of Banzai, said. "But because First Choice Community Credit Union is sponsoring it, local schools get it for free. More than ever, it's important that kids develop sound financial skills to prepare them for the real world, and First Choice Community Credit Union realizes that and they're doing something about it."

First Choice Community Credit Union offers time, money, industry experience, and a variety of credit union resources to help students in the FUTURE program. Students using the program are exposed to real-life scenarios where they learn to pay bills and balance a budget--but it’s not always easy. Students must learn to manage unexpected expenses such as parking tickets, interest charges and overdraft fees. The educational program also introduces students to auto loans, bank statements, entertainment costs, savings and more.

“Too often students get out of school and they just aren't ready for the financial roller coasters life can give us,” Vandagriff said. “Banzai teaches students to navigate those twists and turns and come out on top. We're excited to work with First Choice Community Credit Union to improve financial literacy for students.”