Savings & Checking Rates

(subject to change quarterly) Effective 12/31/2024

Type of Account Minimum Deposit Rate APY*
Regular Share Savings $5.00 0.10% 0.10%
Kid's Club $5.00 0.20% 0.20%
Special Savings NA 0.10% 0.10%
Christmas Club NA 0.30% 0.30%
Special Checking NA 0.02% 0.02%
Golden Circle Checking NA 0.05% 0.05%
IRA - Traditional $50.00 1.00% 1.00%
IRA - Roth $50.00 1.00% 1.00%
Super Saver Rates**
(subject to change monthly)
$0 - $2,499.99 NA 0.0% 0.0%
$2,500.00 - $9,999.99 $2,500.00 0.550% 0.551%
$10,000.00 - $24,999.99 $10,000.00 0.600% 0.602%
$25,000.00 - $99,999.99 $25,000.00 0.650% 0.652%
$100,000.00 and over $100,000.00 0.750% 0.753%
All rates are subject to change. The above regular share savings, Christmas Club and checking account dividend rates are those paid to our members for the quarter indicated. Dividends are declared quarterly by the Board of Directors. The Super Saver dividend rate is subject to change monthly. Share Certificate and IRA dividend rates are subject to change daily.

*APY = Annual Percentage Yield is based on quarterly compounding
** Super Saver APY is based on monthly compounding.