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Loans

Wherever life takes you, First Choice has a loan to get you there.
Auto Loans
Come see us first! The car you want is within your reach with our low rates and flexible financing terms. Whether you are shopping at a dealership or buying from a private party, you can feel confident in knowing your payment works for you.
  • Low competitive rates
  • 100% financing
  • Apply online
  • Sign your loan documents electronically from anywhere
  • No prepayment penalties. Reduce your interest by paying early
  • Same day approval in most cases
  • Simplify your payments with direct deposit or payroll deduction
  • Protect your loan with Credit Life and/or Credit Disability Insurance. We offer affordable GAP protection as well.
  • Use our loan calculator to estimate your monthly payments
RV, Motorcycles, Boat and Equipment Loans
Adventure is calling you! First Choice offers the same affordable rates and terms for recreational vehicles and farm equipment. Give us a call before you start shopping and let us get you pre-approved.
  • Low competitive rates
  • 100% financing
  • Apply online
  • Sign your documents electronically from anywhere
  • No prepayment penalties. Reduce your interest by paying early
  • Same day approval in most cases
  • Simplify your payments with direct deposit or payroll deduction
  • Protect your loan with Credit Life and/or Credit Disability Insurance.
  • Use our loan calculator to estimate your monthly payments
Personal Loans
First Choice offers both secured and unsecured personal loans. Personal loans are a great way to purchase high ticket items, take that dream vacation or for when you want to consolidate your debt into one monthly payment. Use your imagination!
Secured Personal Loan
Use a specific collateral such as an owned auto, boat, or other qualifying personal property to expand your borrowing power while lowering your interest rate. Personal loans can also be secured by funds placed on deposit with First Choice. Lower interest is a win-win.
  • Lower interest rate than unsecured personal loans
  • Up to 100% financing of the security offered
  • Apply online
  • Sign your loan documents electronically from anywhere
  • No prepayment penalties. Reduce your interest by paying early
  • Continue earning interest on your deposit with your shares secured
  • Same day approval in most cases
  • Simplify your payments with direct deposit or payroll deduction
  • Use our loan calculator to estimate your monthly payments
Unsecured Personal Loan
Signature loans can be obtained for a variety of reasons such as auto repairs, vacations, appliances, computers, or furniture. First Choice offers low fixed rates and terms up to 60 months. Approved limits are based on credit and financial soundness.
  • Low rates
  • Apply online
  • Sign loan documents electronically from anywhere
  • No prepayment penalties. Reduce your interest by paying early.
  • Same day approval in most cases
  • Payments can be made through direct deposit or payroll deduction.
  • Use our loan calculator to estimate your monthly payments

To apply for a loan, please stop in any First Choice location or apply online.

*All loans requests are subject to approval. Non-members are welcome to apply for any loan; however, you must meet membership eligibility requirements.