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Savings Account

Not everyone has the same savings goals and we get that. First Choice offers many savings or member share accounts to help you reach your financial goals.

Share/Savings Accounts
Opening a membership savings account with a minimum $5.00 deposit makes you a member/owner of FCCCU.
  • Earns dividends
  • No monthly fee
  • $5.00 minimum balance
  • Dividends compounded and paid quarterly
  • Electronic banking
  • Save automatically with direct deposit or payroll deduction
Christmas Club
Avoid year-end holiday debt by setting aside money for your holiday purchases.
  • Funds are available from October 31 – December 31
  • Earns dividends
  • No monthly fee
  • Dividends compounded and paid quarterly
  • Electronic banking
  • Save automatically with direct deposit or payroll deduction
Special Savings – Your Choice
Whether you are saving for a dream vacation, new car, wedding or college – a Special Savings is an easy way to save and reach your goal.
  • Allows saving for a specific goal
  • Earns dividends
  • No monthly fee
  • Dividends compounded and paid quarterly
  • Electronic banking
  • Save automatically with direct deposit or payroll deduction
Super-Saver
A money-market account that allows you to earn higher dividends than our other savings accounts.
  • Dividends compounded and paid monthly
  • Minimum deposit $2,500
  • Tiered interest
  • Electronic Banking
  • Two penalty-free withdrawals per month
Share Certificates
Certificate of deposit offer higher yields and available in a variety of terms from 6 months to three years.
  • Higher-yield interest accounts
  • Flexible terms
  • Dividends paid monthly to shares or back to the certificate
IRAs
Planning ahead for retirement? Consider a FCCCU IRA. We offer both Traditional and Roth IRA plans, both which can provide tax benefits.
  • Higher-yield interest accounts
  • Flexible terms
  • No monthly fees
  • Tax benefits for both Traditional and Roth IRA accounts
  • Money grows tax free while in the account

All Share Savings, Certificates and IRAs are insured by the National Credit Union Association (NCUA)